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Reply to "If your HHI is around $150k and you have 1-2 kids...."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Wow. We're HHI $85,000 with our first on the way. What would you consider that if $150K is broke? [/quote] It all just depends on your fixed expenses. At $85k, we would be broke. The student loans plus basic necessities (food, clothing, shelter, full time child care, diapers for 2, insurance) would never get covered by $85k. Student loans alone are $1,100 a month. [/quote] This is absolutely true. It's not how much you make that determines your quality of life, it's how much you have to SPEND of what you make. If you make $85k and have a $1000/month mortgage or rent payment, no car payment, no childcare costs, no student loans, etc. (essentially, very little debt), you're going to be doing much better than someone who makes even $130k ($50k more than you) but has a higher mortgage, childcare costs, a car payment, student loans, and all that. [/quote]
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