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Reply to "How much emergency fund cash do you have?"
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[quote=Anonymous]I have $5K in a checking account "cushion", another $7K or so in completely liquid savings and $15K or so in non-retirement assets that I could liquidate in a day. I also have parents and in-laws and an ex who could help out (monetarily or with a place to live) if it came down to that. For the poster with $70K in liquid cash, you might want to put some of it in CD's. I've seen CD's that pay more than savings account interest, and are liquid in the sense that if you pull the money out early, the penalty you pay is that you don't get any of the interest you would have earned. You can ladder a bunch of them to expire at different times.[/quote]
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