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Reply to "How much emergency fund cash do you have?"
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[quote=Anonymous][quote=Anonymous]I have $70K and it is sitting in my savings account, earning next to nothing. Should I put it somewhere else? I want it immediately accessible. Where it is now, I can transfer it to checking with a few clicks. [/quote] Talk to your bank/credit union and see what type of long term CDs they offer. Often you can just call to liquidate the CD early and the penalty is the last 3 months interest. But that means you might be earning 1% interest ($700/year) on money you have no *plan* to touch for a while.[/quote]
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