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Reply to "How much emergency fund cash do you have?"
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[quote=Anonymous][quote=Anonymous]45K in a Capitol One "high interest savings." I'm interested in where other people keep their emergency fund. I want it to be safe, but I hate that it is sitting there earning next to nothing.[/quote] I want to know too. We have more than a year of expenses in savings earning almost nothing - but we're undergoing fertility treatments and DH is looking for a different job. It feels like we're always "almost" going to have a baby, rent a bigger place, buy a house if DH gets a job w/o an expiration date. We live well below our means and have no debts so every month that goes by is just more money piling up. I don't even look at how much it is b/c it just reminds me how long we've been in limbo. This thread is making me want to do something proactive. Our 20-30% down payment for a house is already in a diversified mix of low fee Vanguard funds. [/quote]
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