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Reply to "Explain to me the what the benefits are to REFI - I am just not getting it."
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[quote=Anonymous]We did a refi with Quicken loans -- online except for the actual signing of documents (the person came to our house for that, super convenient). Cheap, fees very upfront. We did a 20 yr from 22 yrs -- lowering our rate from 4.375 to 3.365%. We will save something like $30K in interest with essentially the same payment. 6%= gack. Shudder. [/quote]
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