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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I disagree that default should never be an option.

You could avoid marrying, or see if you can marry but ensure everything is in your name. Up to 15% of his wages may be garnished, but he will have no assets to attach. [b]Then after the statute of limitations in your state expires he may be free.[/b]

Of course he can't borrow to go back to school, but nor should he. That would be crazy when he has $100K in unpaid debt.[/quote]
I already said it, but I will repeat - there is no statute of limitations on federally-backed student loan debt. Plus, state law has nothing to do with it. It is all under the Higher Education Act, which is a federal statute.
If you stop paying, the interest will continue to accrue indefinitely.  If you have a job, your wages will be garnished - and that does not require a lawsuit, just a due process notice sent to the borrower.  Social Security benefit payments may also be garnished, and tax refunds and other federal payments offset indefinitely. It's really a crappy situation to be in.  [/quote]

90 percent of his loans are private. There is a statute of limitations on private student loan debt. This is governed by state law.[/quote]

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