Reply to Family budget if your HHI is around 375k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I can't fathom how we can make so much and still end up with so little at the end of the month. I need to get organized with a family budget and stick to it. Any examples of budget (family of 4 both working OH with 3 yo and 4.5 yo and $4,500 mortgage) or words of wisdom would be welcome.[/quote]

We net about $14K/month after taxes and 401.  It is tight around here, but we look something like this:

2,800  Mortgage (include PITI) 
1,800  Childcare and tutor
1,200  Student loans
  300   Insurance (life, health, disability, car, personal property) 
   25   Charitable contributions 
2,400  Savings/529s/other investments
   500  car
   800  utilities/yard/cell phones
   500  gym/kid activities

This adds up to about $11.5K  Only $2.5K left for vacations, shopping, and home/auto repairs.  Our savings, investments, and home equity are growing slowly but surely, but the money just seems to go so fast :(

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Are you for real with the sad face? You're sad because the money disappears after...you spend it? Duh. And you still have 2500 for shits and grins at the end of the month? Please please please rethink your choice of emoticons.  [/quote]

This made me laugh out loud!  +1000[/quote]

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