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Reply to "At what point did you throw in the towel because DC is just too expensive?"
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[quote=Anonymous][quote=Anonymous]OP, based on your response above, it sounds like your financial situation is more about the fact that adult life with kids costs a lot and less about the place. Now, I don't know where you live exactly, and rents in this area are exorbitant, but most of the things you cited are not related to your rent -- they are expenses that would have cropped up regardless of where you were living. And I'm one of those people who doesn't love this area, so I don't say that to defend it! I just know that when I was in my 20s, I had NO IDEA how much a comfortable middle-class life costs. Between various insurances, health care expenses, auto maintenance, and so forth (those periodic expenses are the killer), it is dead easy to eat through savings and go into credit card debt unless you make enough money to be one of those uber-responsible types who puts 20% into savings and lives below her means. I don't know if I *could* do that, but I know for damn sure I have never had a high enough income to do that except for a brief period before I had my first child when I was able to save a large chunk of my salary so that I could take some unpaid maternity leave. Exactly how much cheaper would it be to live somewhere else? I honestly haven't looked at rents in other areas in a really long time. If your rent would go from, say, $2500 to $1500, and everything else stayed the same (including income) ... then, I could see moving for a better quality of life. But would income stay the same? My DH is an attorney and at his type of job (small firm), I think his salary would go down so much in a cheaper place that it would be a wash. So, we struggle on ... as do a lot of others. [/quote] OP here, thanks for the input. In researching things, gasoline for the car is cheaper, we could BUY a house for about what we pay in rent, preschool is half the price, groceries are cheaper. I think we're throwing in the towel. It's been fun but unless DHs salary doubled, we just can't stay;([/quote]
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