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Reply to "Question for those of you whose parents helped with a home purchase"
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[quote=Anonymous]In 2004, my parents gave us money for a down payment (we had enough for 20% but my parents' gift allowed us to have 35% equity in the house, thereby reducing our monthly mortgage payments). They just wrote me a check and I deposited it. No letter to the lender, etc. Maybe in 2004 (pre-collapse) they were more lax with the requirements.[/quote]
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