Reply to Do you and your spouse have...

Forum Index » Money and Finances

Reply to "Do you and your spouse have..."

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]Separate checking and joint savings. Over time, we just sort of divvied up the bills based on our incomes. He makes more, so he pays more, and we both have plenty left over at the end of the month. Then we just just dump large chunks into savings whenever. I like having my own checking acct because it gives me a sense of control and autonomy. Also, my parents were always overdrawing their checking acct because nobody knew what the other was doing, and it stressed me out. Finally, I know I would micromanage my husband's spending if I knew exactly what he was doing, and I want him to feel like he has autonomy too. As long as we keep saving at a good rate, what I don't know can't hurt me.[/quote]

Huh. We're joint checking and separate savings. All the everyday household stuff (ie, joint expenses) comes from the checking account. Then there's a household savings account, which is joint. THEN we each have our own savings, and we split any leftover (after paying the bills and funding the household savings if it needs it) between our two personal savings. This works out well for the lower-earning spouse, as the extra is split evenly and not according to who earned it. If we ever divorce, we'll each have something to call our own. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics