Reply to how much credit card debt do you have? do tell please

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The first rule is you never spend money you don't have. 
Zero balance [/quote]

+1[/quote]

Oh my gosh, you're right! How come I never thought of that! So what I should have done between 2008 and 2010 when we were underemployed and in dire financial straits is just used all the money I had to pay for my necessities (bills, groceries, health insurance, medical bills)!

Oh...but I didn't have enough money to pay for my basic needs and blew through savings.

And before you get all "don't live above your means" I can assure you that with a new baby, no maternity insurance, and spotty employment despite trying, you can easily make $3k a month and then need to spend $800 a month on other needs. Over a few years, that adds up.

[/quote]

Exactly! I will never get sick or get laid off so that I never have a situation where my monthly bills exceed my income. If only those with two years of living expenses saved could have children, the US would be seriously underpopulated.[/quote]

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