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Reply to "Late 40s. We have about 3.5X our gross HHI saved. Is that ok?"
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[quote=Anonymous]Eh, there are so many variables. We're late 40s with HHI $1.5M and we have $4M saved (not including real estate, which is another $2.5M). What can I say? Our income has steadily grown over time but really exploded in the last few years. We didn't always make the best investments. We also like to live large. Some people would say we're behind compared to our HHI, but I know relative to the majority of people, we have a lot of savings and we'd rather live well now, while we're raising our kids. Renovated our home so now it's gorgeous and we love it, take the kids on trips, tons of kids activities/enrichment, love to treat friends and family to stuff. Plus we both enjoy our work and plan to keep at it for a long time. So I feel fine about where we are. There's no one-size-fits-all formula for what you should have saved by what age.[/quote]
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