Reply to I didn't fully comprehend the cost of eldercare

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]LTC might help if you are considering buying it for yourself. As the PP said, it's too late for your dad.

You definitely need to talk to your dad and fully understand his finances. How long can he pay for full time care? What are his issues? Some progress much faster than others.

You might try at home care and see if he can realistically reduce hours. If not, then he has to be made aware that if he runs out of money he will have to find a Medicaid bed if he qualifies.

We've had to repeatedly talk to our parents about the reality. [/quote]

Yeah my brother keeps saying he has the money but I realized my brother doesn't fully understand how much money my dad has. My relationship with my dad is so weird since my mom died this all sucks [/quote]

True, it does suck for everyone. You'll need to wrap your head around that. End of life is hard and it triggers all sorts of past issues. You need to have a detailed discussion with your brother before you talk to your dad so you're on the same page. And he needs to truly understand how much At Home care is. You also need to know how much different types of facility living is. That's not cheap either, but people can sell their homes to pay for that, in many cases.

If I were you, I'd call using your name and the generic "my parent" might need care. And ask about pricing. Find out about the assisted living places close to your brother, including pricing. Find at home care companies and pricing. Get a sense of your dad's options. Then present all of this to your brother, then your dad.

I said this upthread, but these decisions also vary depending on what is wrong with him. Did he have a heart episode? A stroke? Broke something? How likely is it that he will fully recover?[/quote]

Sorry. I missed the question before. He has aFib and COPD. He was in heart failure but didn't know it because he thought his chest hurt from COPD so he kept taking his steroid which worsened heart issue and put him into kidney failure. He only notified my brother because his legs were too swollen to walk.

He will never but have the Afib but it's otherwise "stable" just with very limited mobility. No stroke.  Nothing broken.

He needs the care for mobility issues, self care, meals, driving to appointments, etc. [/quote]

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