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[quote=Anonymous][quote=Anonymous]DH and I both work. He provides the benes and I am an independent contractor. He has always been very hardworking, successful, a good provider. My work is quite steady i work about 0 to 10 months a year. I can get benefits if I need to. It will be more expensive. We've saved a lot over the years but are not rich, but definitely comfortable. DH is 56, I am 53. 6 months ago he had a routine operation that nearly killed him. He had a 3 month recovery to get mostly back but he will never be 100%. [b]After his 3 month medical leave je went back to work but his zest for work is gone[/b]. Prior to this health crisis he was planning on retiring at 60. We were always prepared and ready for that. I'd continue working til medicare kicks in. Now as soon as he turns 57 he wants to retire. It's 3 years early. So we are facing retirement in 8 months. We are already downsizing our house to be mortgage free. We don't have revolving debt or car loans. I'm having a little anxiety. Not sure what I'm writing this post for other than to see if anyone else has had similar journey. My DH told me his brush with death just really shook things up. We also have a med mal case that we are actively engaged in. I primarily manage this, but this case will take a couple years. Has anyone ever had a change of life like this where something happens that causes you to reevaluate everything? Any suggestions or tips? [/quote] The number of people with ZEST for work is vanishingly small. If you don’t have kids, you will be fine to do whatever. If you have assets over $5M you will be fine. But we want to be a safety net for our kids until they are established, and retiring early could mean the opposite as we burn through our savings perhaps too fast. But most people work to be comfortable not some driving enthusiasm. [/quote]
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