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Reply to "So upset about this stupid cost"
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[quote=Anonymous]Do you have the Explanation of Benefits? Look online and get it. Does that clarify anything? Typically we pay a copay at POS, then they submit abd if we have not met deductible then pay the allowed cost minus credit for the deductible we paid. So ER bills 5 grand, allowed is 2 grand we paid $50 copay at POS, deductible is 4 grand, we pay $1950. Call and ask insurance to explain the claim. And have your kid get an in network ENT at college. DH gets his wax cleaned 3 times a year[/quote]
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