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Reply to "How do you track your monthly/annual expenses?"
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[quote=Anonymous]Another YNAB user. I've been doing it for about three years and it has been a huge game changer in our finances. I don't have it linked to any of my accounts, I just update it manually. I do it every single morning when I'm drinking my coffee. It takes me about five minutes a day. The initial setup took a few hours and there was a learning curve. But once I figured everything out, it is now so quick and easy and I know where every penny goes.[/quote]
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