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Reply to "And that’s the $5M point "
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[quote=Anonymous][quote=Anonymous]A person's amount is dependent on how much they think they will need to live on in retirement. We haven't retired yet, but about 7 years ago we started tracking every penny we spend. We always kept track, but not like we are now. We know our bare minimum amount needed/year, our nice life amount, and extravagant amount which we calculate as a long term number in case we need LTC.[/quote] Exactly this--depends a lot on your spending habits compared to 3% of savings / thrift + pension/SS.[/quote]
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