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Reply to "What item could you “afford” but don’t buy?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]A beach house. I really want one in theory, but I know that we'd never actually be able to go to it. Private school. My kids prefer to stay with neighborhood kids. Country Club. I cannot stand the pretentiousness out them. [/quote] In defense of country clubs, if you like to play a lot of golf, it's not a bad investment. One of the clubs in close-in DC is like $75k up-front and like $1,000/month but includes unlimited golf for husband, spouse, kids under 26, has a gym, pool, etc. You can easily pay $150+/round for golf on a nice course, plus you may pay say another $500/month for family gym/pool membership. If the whole family is playing golf, that's $600 a pop. So, based on how many times you play and who plays, you are saving possibly $1000+ per week, not to mention the course is far less crowded than courses open to the public and it's a 10 minute drive from Upper NW DC/Bethesda, so you can decide to just go play 9 holes in the evening if you want. A friend who is really not a country club type laid it all out, and I had to admit the numbers were actually compelling...again, if you like to play a lot of golf. This guy plays at least 2x a week in the dead of winter.[/quote] Most people don’t have that kind of free time. Golf isn’t a good hobby for parents of young kids - it’s too time consuming and not fair to the other parent. Also, I’ve yet to meet a country club member who isn’t snobby and doesn’t think they are too good to hang around regular people. It’s just not our style. [/quote] Well, OK...but if you do have that free time...then it's actually cost-effective. Like I said, you can also pop over and play for just an hour or two if you want because golf is free (well, it's not free...but you aren't paying per pop) and it's only 10 minutes away. BTW, he has kids who are now like 5 and 7 and actually takes them both with him for lessons, and his wife likes to play and they go to the pool as a family. My only point is it can be actually fairly cost-effective for people who make use of all the facilities fairly often.[/quote]
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