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Expectant and Postpartum Moms
Reply to "Expecting and I just found out I don't qualify for short term disability. America is not pro-life/pro-birth"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm trying to follow but I don't understand. Open enrollment in Oct/Nov would have been for 2026. OP found out she was pregnant in Nov 2025. She did not have STD at the time she found out she was pregnant. Why would insurance cover her now?[/quote] Open enrollment started 10/27/25. Took a pregnancy test 11/1/25. Due 7/4/26. STD was denied even though she didn’t know she was pregnant when open enrollment started. [/quote] She should’ve signed up when first eligible. Her first mistake was right there. The next mistake is thinking that very black and white contract terms don’t apply to her. A late entrant onto a voluntary STD Plan is going to have some sort of pre-ex clause assessed on them. The way that the insurance is written to avoid people joining when they only need it and then dropping it at the first opportunity. [/quote] The bigger issue here how little care women receive. Please stop. [/quote]
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