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[quote=Anonymous][quote=Anonymous]Anyone can get more than the fee's worth of value out of the card even without taking points into account but it takes some effort.

The $300 travel credit is a no brainer, that's basically a free $300 off the fee right there.

Same with the $300 "select hotels credit," assuming you use hotels more than two nights a year just make sure you book through Chase and are using one of those select hotels.

$300 dining credit is also super easy. There's a few surprisingly reasonable places in DC to spend that at (Thip Khao would be my choice.) that's two free date nights a year.

Right there you've made your fee back and then some. The Stubhub credit is a fairly easy one to get some additional value out of. Even if you're not a huge sports or concert person you can easily spend each $150 credit on a single Caps game or big name concert.

The Edit credit is significantly harder to get decent value out of since the vast majority of Edit hotels are laughably overpriced but there are a few in B/C-Tier cities that are decent values. 
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As noted, we do not travel much, so those travel/hotel credits are worth zero. We don't eat out much, so dining credit is not much value either.

YMMV, but a card benefits/credits and one's spend patterns need to line up for it to be valuable. 
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