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Reply to "How much is too much in liquid savings - debate with husband. "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We have the same disagreement. The issue is that he makes 3x my income, [b]and our mortgage is based on our combined income. No way I could afford our mortgage and other expenses if something happens to his income (death, disability, divorce, job loss, etc)[/b]. So, I keep 1 year of our cost of living in cash equivalents in my own separate account. He doesn't see it, so he doesn't harp about how it's not working for us, blah blah blah. It is working for me - it allows me to sleep at night. That's how I resolved this fight. [/quote] That is the purpose of insurance. [/quote] Yes, for younger people, but I prefer to self-insure for most things now. It feels more controlled and secure to have the money sitting in my own brokerage account than to have to fight with an insurance company, a trustee, or a soon-to-be ex-spouse for money. [/quote]
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