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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We have Kaiser and pay a $20 co-pay an hour. If we go out of network, we submit for reimbursement. After reimbursement, I pay about $70 on my own per hour. I guess we are really lucky. Spending $1200 a month for 4 hours of therapy would be extremely stressful.

The irony is most middle and lower income people need mental health care and can’t afford it. Only the wealthy and privilege get care in the USA [/quote]

We have Kaiser and am curious what out of network options only cost $70? I've been struggling finding an appt in network. [/quote]

I recommend looking at multiple places. They have really amped up therapists, at least in MD. They also have after school teen IOP programs T-Th for 3 hours. $20 co pay.

As far as getting reimbursement. If you can show your child needs weekly therapy thru your pediatrician, psychiatrist, or hospitalization, or an event at school - and Kaiser can not offer that consistency, they will reimburse you partially if you agree and submit receipts on therapy. It takes about 1 month. The mental healthcare hotline knows the most.

They also have IOP and PHP options on co-pays too as long as your psychiatrist refers to the ones Kaiser approves.  We have utilized everything and have saved a lot of money. [/quote]

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