Reply to How can I dispute hapital’s predatory billing?

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[quote=Anonymous][quote=Anonymous]People so often try to deal with the biller in their panic.
[b]Let your insurance company tell them they are violating their contract.[/b] Call them.

Typical bill for me: 
Doctor: $500
Hospital fee:$2000
I owe: $20[/quote]

This. At least to start. Make sure you've been billed correctly and that your insurance has processed it correctly. If you straighten that out and you still owe then I'd start looking at the No Surprises Act. You should have been advised of this fee.

One thing I also have to say - people FREAK OUT over something going to collections. I get it, but you still have rights, even if your bill is sent to collections. Look up the Fair Debt Collection Act and the Fair Credit Reporting Act. Both of those have provisions which allow you to advise the biller that you dispute the bill and they essentially have to stop moving forward with collections until it's sorted out.

And while I'm not recommending it, you can also let it go to collections if everything else fails and force negotiation if you have to. I have excellent credit and would not blink twice in telling the hospital to go screw themselves and note the dispute in my credit report.[/quote]

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