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Reply to "Tottering on the precipice -- advice?"
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[quote=Anonymous]"I will also say you may have to be prepared to take a pay cut. If your lifestyle won't allow for it, you need to take control of expenses now. " I was laid off years ago from middle management & the above advice is very good. One of the first things I did was cut back on expenses - started researching cheaper auto/homeowners insurance, refinanced the house to a lower rate & sliced a few years off the mortgage at the same time. Negotiated lower plans for cell/internet, shopped smarter at the grocery,every little bit helps.[/quote]
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