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[quote=Anonymous][quote=Anonymous]I was pre approved for 1.4 M though[/quote] A major determining factor on the loan amount is the DTI ratio. If you don't have debt (looks that way from OP's post), banks would prequalify you for a large amount. As others have said, don't go to the max on the prequalified amount. Play it conservative. The last thing you want is to not be able to pay the mortgage and risk losing your primary home. GL.[/quote]
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