Reply to At 35, is 1M a big enough nest egg

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For a nice retirement? My DH is the higher earner, but taking a well deserved step back and got a nice Fed position. We'll both be GS-15, maxing out TSP contributions, but won't be able to invest in our brokerage in a meaningful way with expenses. Our house is worth about 900k and we still owe 500k on it, at pandemic level interest rates.

I realize I'm fortunate but it's weird not to be able to contribute to the brokerage account anymore. We're in a total world index fund fwiw[/quote]

Children? Are you aware that private colleges are now almost $100,000 a year x 4 x how many children you have to put through? Add in taking care of elderly parents, surprise costs like SN kids, speciality doctors, testing, shrinks and SN schools … and you’ll
Have even less if fate removes one of you as a bread earner. I hope you have good life insurance too.[/quote]

I went to two of those $100K universities... massive waste of money. I'd never pay for anyone else to go.

By the way, I went 100% on my own scholarships, grants, and work study. It was super easy to do. My parents didn't pay a dime, and thank God they didn't waste their money on such garbage. It's only worth it if it is mostly free.[/quote]

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