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Reply to "Way to set up new account to max out annual gifts"
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[quote=Anonymous][quote=Anonymous]For DC's house purchase, we waited until they talked of looking. We then mentioned a gift and roughly the amount. The decisions they made would not have been the decisions I would have made re: timing, location, downpayment. But that's ok.[/quote] I gotta say, I don’t get this at all. Why would you want your children to plan, and then totally throw off their plan? Especially if they had some idea it might be coming but couldn’t count on it? That’s the worst of both worlds. If you’re saving for a down payment, you have to be really conservative about investing it. Then you’re swooping in and they’ve missed out on higher returns for years? [/quote]
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