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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You can do a budget cremation for around $1k.  It’s absurd to blow $15k-$20k on a funeral.[/quote]

15-20k is crazy. Does she want a big service and all the bells and whistles? My mom recently died and cremation was $1,500. we had small gathering at house [/quote]

OP:

Yes- her church family alone plus family it will be a big service. [/quote]

Okay, so she's a church member.  This is relevant.

For my father we paid for cremation.  The cost wasn't high.  
Definitely talk to your mother now about what she wants in terms of last wishes.   If she wants to be buried, you'll need a plot.  If she wants to be cremated, then where would she like her ashes to be kept.

Then you're also paying $500 or so (more if they say it's more) for the pastor to perform the funeral service.  If she is a member of a small to medium sized church, the church members will arrange and will bring the food for the funeral repast.  Or, if you want to do it yourself you can.  My father was a member of a Catholic church so the family was responsible for the food, but at my Presbyterian church, if the person was active in the church and the funeral is in the church, the church kind of takes care of it.  We are accustomed to these things.

Then we invited out of town family over to our home for drinks and food the night before and then food and drinks the day of the funeral.  All told, maybe we paid 3K.  My mother is still living, so she paid directly, but if she hadn't been I would have paid for it and then received reimbursement from the estate.[/quote]

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