Reply to Starting a new role soon and family is expecting "financial gifts"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Stop over sharing about money & your salary.

Pay your mother back & for your niece/nephews SAT.  Your sisters poor life choices is not your problem or burden.

Stop w the gift giving you can’t afford and guilt gifting. [/quote]

That seems fair. I do not intend on doing anything else for them. I haven't been on vacation in years and I really want to take myself on a decent vacation this summer.[/quote]

In addition to not talking about money with your family, [b]you need to have a more realistic plan for your own money[/b].

You said you're not going to have your debt paid off for 2-3 years.  That means [b]no vacations for 2-3 years![/b] This is financial 101, OP.

You said [b]you make "splurges" on some clothes and beauty things that add up[/b]. You can't afford that while you still have debt, OP!

You said you're the first person in your family to graduate and it sounds like you're aiming for a career that breaks away from your family's typical careers. That's great, but i think it's really common for [b]people who grew up poor to not have a good sense of financial planning once they have a slightly higher salary[/b]. It sounds like your new job is decent but not great money. [b]You've also lost your job twice in 3 years, which tells me this one isn't guaranteed.  I think you need to tighten the reins a lot on your financial plan[/b].  [/quote]

Agreed.  These things jumped out for me too.  Including saying that she was used to staying alone and did not want roommates.  Her housing plan was either to find a romantic partner or buy a house. Not saying that OP's feelings are not valid, but she has to understand that to get out of debt, to build an emergency fund and to start saving for retirement etc are goals that cannot be put on the back burner.  [/quote]

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