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Health and Medicine
Reply to "When to use insurance and when not to and pay out of pocket?"
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[quote=Anonymous]There was one time when I needed to get an MRI quickly before going back to the doctor to discuss the results. If I used insurance I was going to have to wait as they went back and forth with the radiology provider, so I said f it I'll just pay for the MRI out of pocket. No surprise, the radiology provider was able to get me in that same day for the scan. When looking at the paperwork I discovered that they charged me for the MRI roughly 25% of what they would have billed the insurance company had I used insurance. If you pay cash for medical services you can often get a very good cash price. Your time and avoiding the hassle of dealing with insurance are worth something too.[/quote]
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