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Reply to "When to use insurance and when not to and pay out of pocket?"
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[quote=Anonymous]I went to a specialist appointment in another state planning to pay 100% out of pocket. It was worth it to me to see this guy who is tops in his field. They still wanted my insurance info so i shrugged and gave it to them. Lo and behold I only had to pay $125. because they gave me the BCBS rate even though my policy expressly limits me to one particular medical group in one particular state. [/quote]
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