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Reply to "Goldman Sachs: 40% of $400-500K and $500K+ households “live paycheck to paycheck”"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is crazy to me, see page 20: https://am.gs.com/cms-assets/gsam-app/documents/insights/en/2025/am-retirement-survey-102025.pdf?view=true Lots of wild details in this document on “The Future of Retirement”[/quote] I can relate. We are in the same income bracket. We live paycheck to paycheck after maxing out 401k, hsa, saving 10k per kid in 529, saving 60k in our brokerage account. We don’t have much left. [/quote] Similar. We make 3M/yr but it's almost entirely stock. In terms of cash by the time we put 70k each in 401k, back door roth, max HSA, 10k per kid in 529, 60k in brokerage, then there's only enough cash left to pay all the bills and live an UMC lifestyle. Our NW is growing rapidly, but it takes discipline to never dip into the investments and fit our life into the cash flow. [/quote] Same except we make $10M/yr and I’m a historian and my spouse keeps bees[/quote]lol[/quote]
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