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[quote=Anonymous]The owner of our barn was able to make it work and keep a number of school horses because it was her barn, and she didn’t keep up insurance on her horses. She basically said no barn owner does, because it would put them out of business.

I think I remember paying $3500 a year to insure a horse that cost $50K but then as soon something goes off with them like colic or laminitis, they no longer cover any more major medical, you’re still going to be paying 1000s in vet fees and you’re not getting reimbursed for it beyond the one time … and no one wants to buy your horse.

I think with our last horse we spent maybe 25K on a horse that couldn’t show or be jumped or lessoned on for up to 18 months. In the end I just told my ex to handle it because I hit the wall. I still have not asked how it was “handled”

I estimate conservatively that we spent around half a million dollars over 15 years. It’s hard to imagine what we could have had with that money to straight up invest. It did help that our daughter did not end up going to traditional college and instead went to community college for large animal vet tech. She goes to school 3 days a week and works 3 days a week.

So there was at least a certain purpose to it.

Also she didn’t break her neck. She did get her teeth kicked out while hot walking a pony for her friend on vacation, right after getting her braces, but we caught a break on that since her uncle is an orthodontist.

She had to get braces twice, but they were free. [/quote]

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