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Real Estate
Reply to "Buying house with cash"
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[quote=Anonymous][quote=Anonymous]If it's a hot market and having an all cash offer allows you to waive the financing contingency and beat out other offers which require a mortgage.[/quote] You can still get a mortgage if you waive the financing contingency. You just have to prove you can pay in cash (or most sellers will make you prove it, anyway). No one is going to stop you (or care) if you come to closing with a mortgage. So if you have the cash to buy a house, then yes, it makes sense to offer with no financing contingency. But that doesn't really need to play into whether or not you want to actually finance the house. [/quote]
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