Reply to how much are you paying for health insurance (not employer sponsored) per year?

Forum Index » Money and Finances

Reply to "how much are you paying for health insurance (not employer sponsored) per year?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you're a family of 4 in Northern Virginia (2 middle age adults/2 preteens) - how much are you paying for health insurance if you're self-employed / not employer sponsored?  What are your deductibles & copays?[/quote]

$28,000 + $10,000 deductible= $38,000 out of pocket per year. 100% coverage once that is met

[/quote]

Do you hit this deductible each year? IME not a lot goes to the deductible so you’d end up paying a lot more. If I didn’t have a chronic disease, I’d probably buy the cheapest plan out there and just self pay. Most of my doctors don’t take insurance anyway. [/quote]

DP: to get an EPO in my state (there are no PPO and I'm not switching to an HMO where my doctors are not in network, not happening).  The difference between Bronze and Silver is only $150/month/person in our mid 50s.  Even so, the Silver is a better deal (one of us visits doctors frequently and has had multiple strange/new health issues in past year that will continue to require care).  But it's $3200/monht for just medical (no dental/vision) and dedcubitle will be $7K/14K.  So I'm estimating we will pay $4.5K-5K/month for it all by end of 2026.  
[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics