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Reply to "Random, but as a Fed what is your preferred health care plan? It’s open season."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Help me understand the appeal of BCBS standard. It seems worse to me than basic? Pay way more in premiums to get a deductible too and also relatively high (and therefore unpredictable) coinsurance. Why?[/quote] We switched to basic for one year and it was a huge headache. I can’t remember what the issue was, but I have IBD so take a biologic and see a doctor often, at least once or twice a month. It was a while ago, may have even been before ACA, so perhaps it’s better now. Kaiser is awful my parents have it an they withhold modern medicine as long as possible to save costs. [/quote] I THINK when I looked at this last year, Standard did better with OON coverage. Haven’t looked this year. I have basic for me, but the rest of my family (eg kids with therapy bills) are on a different BCBS through my husband. [/quote]
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