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Reply to "Random, but as a Fed what is your preferred health care plan? It’s open season."
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[quote=Anonymous][quote=Anonymous]Anyone used Compass Rose? We’ve been with GEHA standard for 15 years but they seem to have increased company’s and percentages for this year along with increasing premiums. We need to stay under the United Umbrella as our pediatrician only takes United. [/quote] Yes - family of 4, have had it for several years now. It works well for us - I think they've only flat out denied one thing ever. When I used the maternity benefits it was a $200 co-pay for me and $200 for the baby. It was a high risk pregnancy with longer than normal hospitalization and a NICU stay for baby. Still only paid $400 total. Every doctor associated with Inova/the Inova system is in-network. Labs are zero cost if you go to Labcorp. Certain things like imaging, PT, and medical devices (orthopedic boot) are reimbursed on more of a percentage basis. Out of network reimbursement is pretty easy. My spouse and one child have chronic conditions and coverage has been good there. I feel like customer service at UMR (their claims processor) isn't as good as it used to be, but it's not terrible. Some of those folks have really gone the extra mile to work through issues with me. I compared plans this year with premiums going up, but we are not switching. We're pretty satisfied.[/quote]
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