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Reply to "Do you rein in the spender in your family? "
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[quote=Anonymous][quote=Anonymous]We make about the same— I make a little more, HHI is $500. I am the budgeter, and have shown husband how we are on track to pay off our 30 year mortgage 15 years early if we keep our spending in check. That’s a very tangible goal. We also sometimes talk about shorter term goals, spending splurges or vacation funds. I do not police him, but I do the grocery shopping and meal planning even though he is the cook because he isn’t good at shopping on a budget. He has seen how much quicker our mortgage balance drops when we aren’t eating out as much, and that was the biggest budget lifestyle change for us. Otherwise, if there’s a large purchase (car), I set the general guidelines and we make a decision together. For medium things (new tech, anything >$1000) we discuss together.[/quote] Why are you in such a rush to pay off your mortgage? What is the interest rate? That is often a foolish decision to take.[/quote]
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