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Reply to "Do you rein in the spender in your family? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]YNAB doesn’t make sense at that HHI. Focus on cash flow (which sounds like it is way in the positive). Generally speaking, your view of spending sounds unreasonably restrictive at your income level. I get that you have savings goals. Why don’t you focus on making sure those are met instead of policing spending? [/quote] We are higher income and use YNAB. Many people who are higher income have not always been this way. It’s really helpful to map out budget and saving priorities. [/quote] I’m glad it works for you. I find it to be a total drag! I prefer monarch just for insight into how our wealth is growing. It works better for high earners imo. It might be helpful to OP to see just how much more they are saving than spending each month (assuming her husband isn’t truly profligate). [/quote]
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