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Reply to "How much annual budget do you need to feel comfortable in retirement?"
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[quote=Anonymous]The problem isn’t retirement per se, I could live on $4k per month and be comfortable, the problem is elder care if/when you need it. You are lucky if you are officially poor in a blue state and have kids who can navigate resources for you and oversee your care (you get free medical care and in home support paid for by the state). Otherwise you need a ton of money to pay for care! Assisted living is so expensive and memory care is just unconscionable. People now live longer due to statins and BP meds and diabetic drugs but they don’t stay alert and relevant longer; their mind is gone in their 70s for many unfortunately (not talking about highly educated dcum elites). Even those who seem with it, slow down and need help to navigate this world and it costs a ton of money unless you have free care from either kids or the government. [/quote]
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