Reply to Question about lawyers/lawsuits/who contacts who?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Have you contacted the contractor’s attorney INSURANCE?[/quote]

This person lawyers. Always ask for proof of insurance BEFORE starting a project. We are building a deck. I have a certificate of insurance from my contractor’s insurance company, issued to me, before the contract was signed.[/quote]

That’s liability that covers injury to people and property the contractor causes. It is not a performance guarantee. [/quote]

CGL for the damage to the OP’s property
Contractors E&O for shoddy design work
Performance bond

But sounds like OP didn’t perform due diligence on verifying any of it[/quote]

Op here

So in the eyes of the court, if a contractor performs work without insurance/license he is not liable?  The customer who hired him is liable?[/quote]

DP, there's liability and then there's your ability to recover any money from this guy. The insurance is who would typically pay if he is liable.

Have you hired a lawyer? If so, direct your questions there (and maybe ask Jeff to delete this thread). [/quote]

And sell your house and rent. Otherwise you have a long road ahead.[/quote]

Why would I sell the house and rent?
[/quote]

Because you don’t know the basic steps of vetting a contractor. And your plumber being ONE recommendation doesn’t count. [/quote]

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