Reply to Feeling the financial pinch—not sure what else to cut

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[quote=Anonymous]The big ones are car insurance and cell phone bills. You pretty much have to change car insurance every 2-3 years or else you’re getting ripped off. The auto insurance companies give better rates to new customers with good driving records, figuring that you’ll be too lazy to look for new quotes all the time. I’ve switched between State Farm, Progressive, and now I’m on Geico. When they start jacking up my rate too much, I’m on to the next one. There are a lot of car insurance companies out there!

As for cell phone plans, usually T-Mobile has the best deal amongst the major carriers. But you can save more by going to a prepaid plan like PureTalk or Mint Mobile.

For food shopping - try Aldi and Lidl as well as Asian/Hispanic grocery stores. I’ve found that they are the cheapest, even cheaper than Walmart. You can get good deals at the big chains (Giant, Safeway, Food Lion) but at the same time, your time is still worth something and then you have to consider the costs of gas if you’re going to Giant to get 3-4 things that are on sale cheaper and then a separate trip to Aldi for everything else. I also want to say, there’s nothing wrong with using a food pantry at a church or what have you either. Thats what they’re there for. There are unfortunately plenty of working and middle class people who are only able to stretch their food budget enough by supplementing with donated items. Especially with growing teens.

Reddit has a lot of good tips in various sub-Reddit’s. PovertyFinance has some good tips but definitely skews toward bellyaching and complaining. [/quote]

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