Reply to Are you delaying Retirement so your Adult Children can have medical coverage?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP however my older kids have jobs however, it is expensive out of their paycheck and "technically" free for me as I have to have the family plan was my wife and kid in college is on it anyhow. I have medical, dental and vision for five people on plan.

If I quit my two oldest would go on their work plan, my one in college I guess some type of bare bone college plan (but I would end up paying the policy plus who knows if she even would have dental or vision coverage).

It is like a crazy domino effect.

And [b]I don't think it is crazy in US my insurance is tied to my job. [/b]I do think having kids ands spouses dependent on it and something they cant control is crazy.  [/quote]

Why do you think it's reasonable?

Should access to education also be tied to W-2 employment?[/quote]

Ny personal insurance. I think it is crazy a Dad with a SAHM and three kids he loses his job the wife and kids also lose health insurance. It also sucks in divorce or death for spouse and kids if one parent is sole source of health insurance.

And yes, my prior company I worked at was a young hip start up. I say 40 percent of company under 26 and single. Most people could care less about are medical insurance plans. Pretty cheap for company if 40 percent of company dont sign up for medical.    [/quote]

I guess I agree with you, but I'm also a capitalist at heart and don't want to pay for the whole country's insurance via increased taxes.  I could get on board with a health care system that people buy into that is not tied to employment. [/quote]

Do you view healthcare as a consumer product and not a basic entitlement (like education, clean water, paved streets)?[/quote]

I view basic, lifesaving healthcare as something we should provide to all, but I don't view full health care as an entitlement. I understand it's more nuanced than that, but at the core, I don't want to pay more taxes to insure someone else's 25-year-old.[/quote]

I have to believe that if all employers got out of the healthcare business (which they would be ecstatic to do), then individual policies would be far more affordable then they are.  I am actually surprised more employers don't just say "enough" and lobby for a better system.  Somebody selling toilet paper isn't an expert on health insurance and only offers it because that's what you do...but they would love to be out of that business.

I work for a company with a large Canada operation and at least from the company standpoint, it's so much easier not worrying about providing healthcare from the employer standpoint.[/quote]

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