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[quote=Anonymous]Congrats OP on saving enough for 4 years of in-state. If it were me, I’d have him pick 3-4 instate schools to apply to and 3-4 out of state public and private that will provide top aid based on the net price calculators. You may even be able to get fee waivers. Explain to DS that the out of state and private schools will only be possible with $x in aid and loans aren’t an option. It sounds like he’s a great candidate for both merit and financial aid. In the case where he gets significant aid, put part of his college savings into retirement for you (depending on how it’s been saved of course) and the other part aside for grad school or a down payment for DS, [/quote]
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