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Reply to "College junior dc says he’d like to move back in with us to save money when he starts working. (Assuming he gets a job)."
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[quote=Anonymous]I would 100% allow this and force the savings by having him pay us rent, which we would put into a high yield savings account in his name. Then he gets the practice in paying rent/mortgage while also building up a nest egg to spend on, presumably, a down payment on something when he moved out. This seems like a great way to create some financial stability early on. But I really like my kids, and we've worked hard to create relationships that will function well when they are adults, with mutual respect and plenty of independence. We'd feel comfortable talking about rules and boundaries in this situation (like we wouldn't be interested in hosting a lot of his friend hangouts, and we'd have rules around chores and the purchase of food and other expenses). I don't know that all families would be able to navigate that. I know this arrangement would never have worked with my own parents, for instance. So it just depends.[/quote]
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