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[quote=Anonymous][quote=Anonymous]We're not saving for our kids college funds (ages 6 and 10). Not saving much for retirement either. No emergency fund. I'm not proud of it but don't lose sleep either.[/quote]

+1. If my kids want to go to college, we'll figure out a way to make it happen. My parents refinanced their house to pay for my college, and we're in a position to do the same. However, if I'm going to invest that kind of money into something, I'm going to make sure my kid is serious about the educational part of it all. I'm not sure I got as much out of the educational side of college as I could have had I waited until a few years after high school to go. So far my high school junior is not really inspiring me to throw much money towards college. Actually, I would need DC to prove to me that they were serious in community college before I'd commit funds to a 4 year, more expensive school. But that's just my one child. I could easily imagine one of my other kids being more gung ho on school.

In any case, we are not in a position to put much aside. Yes, we could get rid of cable & cell phones, but really, saving $3000/year in entertainment that the whole family enjoys when the cost of a "moderate" public school is $22,000 seems so freaking pointless. [/quote]

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