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Reply to "Financing home purchase in retirement"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]Way too much money in 401k taxes as ordinary income. Should have stopped contributing past the match long ago. Getting a mortgage is not a problem. Someone will give it to you. You need to be your own advisor and figure out how to start lowering taxes on it all.[/quote] Put it into an IRA and start converting it to a back door Roth. [/quote] The pro-rata rule makes a backdoor Roth a bad idea for many people at this income level.[/quote] ?? What do you mean?[/quote]
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