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Money and Finances
Reply to "Are you living beyond your means?"
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[quote=Anonymous][quote=Anonymous]We are right on the cusp right now and it's killing me. $150k income, cars paid off, no credit card debt, minimal student loans, but with two in daycare we've had to dip into our savings (100k, for a house down payment) more than I'd like. We max out retirement contributions but haven't started saving for college (kids are 6mo and 2). Our rent is too high, but it's childcare that is killing us. Things should look up next year when we both get raises, trade our rent for a lower mortgage, and childcare costs drop. Definitely no fancy cars or extravegent houses for us though.[/quote] Confusing. "100k, for a house down payment" and "rent is too high"?[/quote]
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