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Reply to "New life as single mom- how to optimize/will I be ok?"
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[quote=Anonymous]Op you got this. I echo others…first emergency fund, then retirement match, then any additional split between individual retirement (Roth) and 529. I do 4k year per kid in 529 (which is the most you can deduct in Virginia) but otherwise invest in a separate investment account. If you set up an additional investment account look at something simple, like a three fund strategy via vanguard. Your kids are young and 529 is not as critical as retirement and emergency. Hopefully your ex will be able to eventually contribute but for now getting a handle on your finances is both critical and empowering. You are also young and will have thirty years to build your retirement fund. [/quote]
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