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Reply to "Are we really far behind on savings?"
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[quote=Anonymous]With that income you'll be able to catch up...but only if you're strategic. A lot of people will just inflate their lifestyle and have nothing to show for it. Make a solid plan for how you want to spend the extra money coming into your paychecks. If it were me, I'd be maxing my 401k, HSAs, backdoor Roth IRA, then try to front-load those 529s. Then open a brokerage to invest even more money. So make sure that extra money is making you more money and not languishing in a savings account or being spent on dumb things that don't enhance your life. That type of income might not last forever, so recognize it's a golden era and make it count while it lasts.[/quote]
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